You Need a Budget is a useful app for zero-based budgeters who want to get their spending aligned with their financial goals. All you need is to download the app and sync it with your accounts, and you are all set to go! If you're looking for an effective budgeting system, then YNAB may be the app you've been looking for. You Need a Budget has a unique approach compared to other budgeting apps. You Need a Budget has a cult-like following of die-hard fans who lovingly refer to the app as YNAB. Many budgeting apps allow you to link bank accounts so the app can track where your money is going. Goal Tracking Go beyond an expense tracker. A budget is simply a plan for how to spend your money, consisting of different categories which represent all the things you need to spend your money on now (think: mortgage/rent, bills, debt) and where you hope to spend your money in the future (vacation, new car, savings, thing-you’ve-always-dreamed-about). Unlike other apps, Goodbudget doesn’t have you sync bank accounts. YNAB will match up imported transactions with those you enter yourself so your account balances are always accurate. On the Go Real-time access to all your budget data across multiple devices means you can budget with a partner and always have the info you need to make good spending decisions. The app allows multiple devices to access the same account, so partners and family members can share a budget. If you’re a fan of other aspects of the YNAB brand, you’ll probably enjoy the YNAB app. Last but not least, using a budget planner app like Treubill is not a big task. YNAB stands for You Need a Budget, and it's true: You do. Built on a philosophy of financial responsibility, this online app helps you learn about … You can! Aptly called “You Need A Budget,” the service asks users to “give every dollar a job.” First, users are asked to set a budgeting goal, such as a vacation or education expenses. You Need a Budget (YNAB) does this but … That’s where a budget planner app comes to play. Before choosing the best budgeting and personal finance app for your needs, check out this comparison of two of the most popular. Easy-to-Use. If you want one that’s just a budgeting tool with a simple user interface, you can do better. You Need a Budget: Best App for Personal Finance Junkies Rather than relying on traditional budgeting buckets, you build your budget based on your income, giving every dollar a job in your budget. It’s a tool for someone who is serious about improving their money management — so much that they’d pay for it. YNAB — which stands for “You Need a Budget” — has grown to become one of the most popular budgeting software packages available. YNAB, which stands for “You Need a Budget,” and Intuit’s Mint have grown to become two of the most popular online budgeting apps available. 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